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SAVe Money

What is the best way to save money efficiently?

I have trouble saving money, but I'd really like to get a car soon. I'm supposed to take my road test to get my license within the next few months. Any suggestions on the best way to save money? Your help would be so greatly appreciated!

1) A detailed budget (you can find forms on www.daveramsey.com and search "budget")

2) Once you have a budget, I use an envelope system.
I have a stack of envelopes, and every payday, after I do my budget, each envelope gets filled with cash for that category.

For instance, one envelope is marked "pizza/restaurants"
Every payday, that envelope gets $50. When it's empty, I force myself to not buy any more pizza or eat at any more restaurants until the next payday.

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What is the best plan to save money for a car?

It will be 2 years in March that I have not had a car. I live in MN and its horrible during the winter. My goal is to have a car by May/June of 09. I want to save money but im having serious difficulty. I didnt realize how hard it is to save money. I am looking to buy a used car. Price range between $1500-$3000. How and what is the best laid out plan to make this happen?

Make more. Spend less.

Tags: finance, lifehacks, money, save money, save money on food, save money on gas, save money on groceries, save money tips, shopping, tips

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